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Online Mobile PIN Issuance


Online Mobile PIN Issuance

Document description

Personal Identification Numbers, or PINs, represent a cornerstone of security for banks, credit unions, merchants, and other issuers of payment cards. These numbers, typically 4 to 6 digits in length, are used to verify an accountholder’s identity for withdrawing or depositing money, updating account details, making purchases, and more. PINs are traditionally used as part of a multi-factor method of authentication. With multi-factor authentication, customers present something they physically have, such as a card, and something they know, such as their PIN. Historically, this required dedicated PIN Entry Devices (PED), limiting their use to ATMs, bank branches, retail Point of Sale terminals, or through automated Interactive Voice Response (IVR) based phone systems.

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