Excrypt Plus Payment HSM

Payment and general-purpose HSMs are optimized for different IT environments. A payment HSM might be designed to handle hundreds or even thousands of payment transactions per second. On the other hand, a general-purpose HSM might specialize in use cases outside of payments. This could be encrypting files and applications, creating and signing encryption keys, acting as a certificate authority (CA), and authenticating client devices across a network. In summary, the use cases an HSM must fulfill are determined by the environment in which it will be deployed.

Your processing throughput (in transactions per second, or TPS) will depend on several factors, such as the scale of your operation, number of customers and partners, and how your infrastructure is setup. Small and mid-range organizations typically start with between 250-500 TPS and scale upward. Larger organizations tend to base their estimated processing needs on their previous needs as well as any planned expansions. The Excrypt Plus offers highly scalable transaction processing speeds, from a few hundred TPS up to several thousand.

A payment HSM is a physically and logically secure device that performs cryptographic operations. Payment HSMs are often used to encrypt payment transactions and manage payment keys. The descriptor “payment” refers to the payment processing environments in which they are commonly deployed. They can be integrated into a wide variety of different environments and customized for diverse use cases.

Payment and general-purpose HSMs have several things in common. They both protect sensitive data by carrying out cryptographic functions. For example, payment and general-purpose HSMs might run encryption algorithms, create keys, or manage sensitive data. The key difference is what kind of IT environment they’ll be deployed in, and which use cases that will entail.

Rapidly encrypt & decrypt sensitive payment data in a PCI-DSS compliant HSM

Electronic payment networks need data security solutions that scale in speed and can expand over time to support emerging payment types and algorithms. The Excrypt Plus meets and exceed those needs, offering complete and robust transaction security at speeds of up to 5,000 transactions per second (TPS). With integrated disaster recover and redundancy features to ensure rock-solid reliability, the device complies with key management best practices and contains some of the industry’s most advanced security features.

Strategic integration

Strategically integrating the Excrypt Plus with other Futurex products paves the way for even faster speeds, higher availability, and fuller functionality to meet the most demanding requirements. It is compatible with Futurex solutions including the Guardian Series 3 and the Excrypt Touch, to create a fully redundant, remotely managed cryptographic infrastructure.

Available Excypt Plus functionality

• Card/PIN issuance & validation
• Mobile payments
• P2PE & tokenization
• ATM remote key loading
• EMV issuance & validation
• MAC & hashing
• General purpose crypto

The Excrypt Plus is available in varying models, providing the transaction speeds your organization needs. Need to expand more? Increase speeds in the field to 5,000 TPS and beyond—or upgrade to the Excrypt SSP Enterprise v.2 to achieve speeds of 20,000 TPS and beyond.

Supports wide-ranging crypto functionality

• Magnetic Stripe and EMV Card
• Issuance and Verification
• MAC and Hashing
• Point-to-Point Encryption
• Format-Preserving Encryption
• ATM Remote Key Loading
• HCE and Cloud Payments
• Digital Signing
• General-Purpose Cryptography
• Mobile Payments
• PIN Management and Printing
• Tokenization
• Contactless/NFC
• 3-D Secure
• PCI Data Protection
• On Behalf Key Management (OBKM)
• Custom Functionality

Hardened Enterprise Security Platform integration

The Excrypt Plus integrates directly with Futurex’s full solution suite, the Hardened Enterprise Security Platform, for centralized configuration, management, monitoring, alerting, load balancing, scalability, cloud-based services, and more.

Disaster recovery and high availability

• Contains hot-swappable power supplies and dual Ethernet ports
• Integrates with VirtuCrypt Plus Monitoring and Alerting and Disaster Recovery services for increased infrastructure visibility and uptime
• Can be peered and configured into functional groups using the Guardian Series 3 centralized management platform for load balancing and failover support

Application partitioning

• Use application partitioning to segregate key storage locations, giving individual applications control over their own keys and security policies through API function blocking
• Up to 250 application partitions are supported with a single Excrypt Plus
• Each partition has its own unique identity, key storage, and API function blocking

Universal compatibility

Turnkey compatibility with all major financial host application software sold around the world, as well as support for standardsbased interfaces like PKCS #11 and Java for general purpose cryptographic processing.

HSM management tools

• Excrypt Manager: Dedicated, GUI-based application for secure HSM configuration, management, and key loading
• Web Portal: A secure, web-based application for configuring virtually all aspects of the Excrypt Plus, monitoring logs, and more

Industry compliance standards

• FIPS 140-2 level 3 compliant
• ANSI X9.24 part 1 and part 2 – TR-39
• Payment card industry data security standard (PCI DSS)
• FCC part 15 – class B

Available functions & interface

Algorithms

• 3DES DUKPT
• RSA
• AES
• ECC

Interfaces

• Excrypt API
• Java JCA/JCE
• PKCS #11
• And more

Key block formats

• TR-31
• Cryptograms
• AKB

Yes, the general payment HSM integration guide for the Excrypt Plus may be viewed here. A PDF version of the integration guide may be downloaded from here.