Financial Services

Cyber resilience for the financial industry

Secure data, secure trust

Financial services cyber security

As the guardians of highly sensitive data, the financial services sector needs a strong cybersecurity infrastructure to prevent cyber attacks and maintain consumer trust. Many financial organizations have migrated their infrastructure to the cloud to increase security, enhance scalability, and reduce spending.

Futurex provides hardware security modules (HSMs) and key management servers to carry out cybersecurity functions both in the cloud and on-premises:

  • Public key infrastructure (PKI) and certificate authority (CA)
  • Point-to-point encryption (P2PE)
  • Financial transaction acquiring
  • Card and PIN issuing
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Compliance

Futurex cloud HSMs available through VirtuCrypt are compliant with many national and international standards, including: PCI DSS and PCI HSM, SSAE 16 (SOC 1, 2, and 3), ASC X9.24 (Part 1 and 2), and FIPS 140-2 Level 3.

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Deployment

Deploy market-leading Futurex HSMs on-premises or in our  Futurex VirtuCrypt cloud. Gain comprehensive cryptographic functionality to keep your customers’ personal data as secure as their level of trust.

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The challenges for financial institutions

Financial services organizations contend with sophisticated attacks while scaling to meet consumer demand. This requires cybersecurity infrastructure that can handle advanced encryption, public key infrastructure (PKI), certificate authority (CA), and more. Such an approach requires a combination of HSMs to handle encryption tasks and key management servers to manage encryption key lifecycles.

  • Improve information security while lowering costs
  • Validate and process diverse financial transactions
  • Maintain trust by preventing data breaches
  • Handle financial transaction acquiring
  • Issue cards and PINs
  • Provide physical security

Futurex solutions for financial institutions

To help financial services companies prevent security incidents while lowering security spending, Futurex provides on-premises hardware and cloud-based cryptography. The Futurex solution suite contains every essential cryptographic function. Whether you need a complete data security infrastructure or a single HSM to address specific use cases, Futurex offers the market’s most secure solution.

  • EMV validation and transaction processing
  • 3DES and AES PIN translation and verification
  • Card security code generation and validation
  • Message Authentication Code (MAC) generation
  • Mobile Payment acceptance: Google Pay, Apple Pay, Samsung Pay
  • Point-to-point encryption (P2PE) to secure cardholder data

The challenges for payment processors

Payment processors must secure payment transactions, scale to meet processing demands, and meet compliance requirements. They must protect data privacy while providing seamless customer experiences to maintain trust.

As such, organizations need flexible yet powerful cybersecurity infrastructure that is easy to manage, quick to scale, and completely secure.

  • Securely store payment information as tokens
  • Handle EMV validation and transaction processing
  • Accept mobile payments
  • Manage encryption key lifecycles
  • Employ P2PE for cardholder data
  • Mitigate cyber risks

Futurex solutions for payment processors

Futurex HSMs are available over the cloud and on-premises for vaultless tokenization, scalable financial transaction processing, point-to-point encryption (P2PE), public key infrastructure (PKI), validation of payment cards and PINs with a certificate authority (CA), and more.

Our devices are configurable and manageable through the VirtuCrypt Intelligence Portal (VIP) for ultimate scalability, processing power, and streamlined orchestration. Yearly compliance audits ensure that VirtuCrypt meets the highest standards.

  • Vaultless tokenization to protect cardholder data
  • Financial transaction processing scalable up to 100,000 TPS
  • Establishing public key infrastructure (PKI) and certificate authority (CA)
  • P2PE to protect payment data
  • Automatic one-click cloud migration
Availability and redundancy

Multiple instances of HSM services deployed in the cloud, on-premises, or both eliminate single points of failure and enable you to perform updates and maintenance with no downtime. At the same time, it affords a risk-free backup and recovery method.

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Automatic cloud migration

Device management has never been easier! Use one-click migration to seamlessly move cybersecurity infrastructure from on-premises to cloud HSMs. Instantly provision, configure, and manage HSMs in the VirtuCrypt Intelligence Portal (VIP).

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HSM snapshots

Save instances of any cloud HSM for backup, migration, optimization, and testing environments. Use snapshots to build cloud HSM templates to deploy new devices faster and avoid configuration errors.

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In the cloud, on-premises, or a hybrid of both: Futurex delivers tailored cryptographic solutions to fit your business needs.

 

Any cryptographic function. Any size. Any scale. Any location.

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Flexible integration

The Futurex suite of data security solutions has been integrated into the largest financial services organizations, from high-volume payment processors to Tier-1 banks. These businesses have chosen Futurex technology because they trust its superior security, functionality, and operational resilience.

Beyond the versatility afforded by Futurex solutions, the financial services sector prefers Futurex devices for their simple integration into existing computer systems and the ease with which Futurex provides customized functionality specific for each customer.

Deployment

With the market-leading Futurex HSMs available on-premises or through the VirtuCrypt cloud, your organization acquires comprehensive cryptographic functionality to keep your customers’ personal data as secure as their level of trust.

Configure Futurex HSMs through the VirtuCrypt Intelligence Portal (VIP) for ultimate scalability, operational resilience, threat detection, HSM snapshots, and cutting-edge orchestration.

Full compliance

We know that compliance is also a vital factor when choosing a provider, so we designed Futurex solutions from the ground up to adhere to all major industry compliance standards, including PCI DSS, FIPS 140-2 Level 3, and PCI HSM.

Logical and physical security

Futurex products, validated as Secure Cryptographic Devices (SCD), promote robust cyber security through tamper-responsiveness, reinforced chassis, dual bezel locks, and logical restrictions such as role-based permissions and dual control.

Scalability

Financial institutions have to stay up-to-date with the newest payment trends and technologies to offer their customers the best security and services available. Futurex HSMs offer scalable functionality and high throughput, with processing rates of over 25,000 TPS in a single device.

Through our built-in forward compatibility and commitment to innovation, financial services organizations rest easy knowing their cryptographic infrastructures are always cutting edge.

Architecture

Futurex products for the financial services industry offer a range of operations to provide a good customer experience and a strong cybersecurity posture.

EMV

Both EMV card preparation and EMV transaction processing are available with Futurex devices.

P2PE

Using Futurex HSMs, financial institutions can create secure endpoint communication with point-to-point encryption of all customer data.

Vaultless Tokenization

You can replace stored financial information with secure tokens, removing in-the-clear data and significantly reducing PCI compliance scope for financial institutions.

Public Key Infrastructure (PKI)

Create a PKI with full certificate trees and perform RSA transactions by using secure Futurex HSMs and key management servers for financial firms.

What are the main advantages of establishing a PKI?

You can use the Futurex KMES Series 3 to establish a public key infrastructure (PKI). Businesses in the financial sector can create a secure environment to manage keys, issue digital certificates, mitigate cyber threats, and more.

A PKI creates the cybersecurity infrastructure with the following advantages:

  • prevent data theft by using mutual authentication
  • secure personally identifiable information through hardware-backed encryption
  • establish information security for all electronic communications
  • mitigate cyber risk through non-repudiation of transactions
ATM Remote Key Loading

ATMs, relied upon for diverse cash operations, are integral to any financial system. Futurex technology enables manual and remote key loading for maximum cybersecurity for financial services firms.

Centralized management

Monitoring and alerting capabilities

Futurex devices support a variety of detection and response technologies to mitigate cyber vulnerabilities.

Centralized management

Manage devices across an entire network through one server, promoting ease of use and decreasing risks resulting from human behavior.

Disaster recovery

In addition to the disaster recovery inherent in the physical hardware through redundant power supplies and ports, financial services companies can create a reliable infrastructure with the Guardian Series 3.

Futurex financial services solutions portfolio

Financial Key Management
Handle symmetric and asymmetric encryption, securing private keys for your PKI and offline root CA for authentication.
Online & Mobile PIN Management
Issue and validate PINs with secure, cryptographic modules and an established PKI for mobile and online operations.
Point-to-Point Encryption (P2PE)
Secure sensitive data endpoints compliantly with P2PE, making payment data unreadable from the point of capture.
Vaultless Tokenization
Protect valuable data with randomly generated, vaultless tokens to reduce risk and complexity.
Blockchain
Blockchain developers can use secure, scalable payment HSMs and key management servers across the cloud.
PCI DSS Scope & Cost Reduction
Secure financial payments with certified SCDs and HSMs that are industry-compliant (PCI DSS, PCI HSM, and PCI PIN).
ATM Remote Key Loading
Automate regular ATM encrypted key rotation with key management servers and key injectors to secure cardholder data.
POS & mPOS Remote Key Loading
Use RKL to send encryption keys to any type of device in any location from a secure central location.
Host Card Emulation
Use host card emulation to make mobile payments secured by financial HSMs efficient and inexpensive.
EMV CA
Use our turnkey solution and establish an EMV CA to issue compatible, secure smart cards and handle payments.

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